Whether it's a drive-up or walk-up ATM, in order to check your balance and withdraw money, you'll need to put in your debit card and enter your PIN to gain access to your account. Using another bank's ATM may cost you a fee, although most banks allow you to at least check your balance from an outside ATM for free. Check your bank's website for a location finder to find the ATM nearest to you. If you need to take cash out anyway, heading to an ATM to check your balance can cross two things off your list at once. It's especially important to make sure you log off of any website that contains personal and/or private information if you've logged on in a public place (although it's best to avoid logging on a private account from public-access WiFi in the first place), but it's good practice to always log out of websites that contain your personal and private information, no matter where you are. For example, if you have a savings account linked to the same bank, that account will likely show up on the homepage as well when you log in - be sure you know which is which before moving forward with transactions that involve your debit card. If you don't have an online account, you can set one up by clicking on a link that will probably say something like "create an account" or "register." You'll need to fill in some information - like your account and routing numbers, name, address, and birthday - and you'll be asked to create a username and password.įor most banks, the homepage that pops up should include your checking account information (including the current balance, which is linked to your bank debit card), as well as any other accounts you have with the bank.īe sure you understand which account you're looking at when it comes to checking your debit balance, since this is essentially a cash line. Head to the bank's website and type in your credentials to log in (typically a username and password). If you already have an online account with your bank, checking your debit card balance online is probably the easiest way to do so. Some banks have automated systems that will tell you balance in your checking account - and therefore your debt card - once you've confirmed your identity. After providing the customer service representative with your account and PIN numbers, he or she should be able to let you know your current debit card balance. One way to check your account balances (if you don't have an online account or don't want to go to the ATM or bank branch) is to simply call your bank. Get your debit card and have your PIN number on hand, and you should be good to go. You'll need to have some details on hand for any of the routes you pick to check your debit card balance.
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